capital gains tax

What is capital gains tax and why do we pay it?

Capital Gains Tax (CGT) is often a misunderstood topic. It is an important tax to be aware of, as it affects both individuals and businesses and some common types of transactions. We’ll delve into the history of CGT in the UK, explain when HMRC collects CGT, and provide an overview...

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payments on account

What are payments on account and why am I due to pay them?

If you’re self-employed and submitting your Self Assessment tax return, you may not have realised that you might need to make an additional payment called a payments on account (POA). Payments on account are payments made in advance towards your next year’s tax liability.  How payments on account (POA) works?...

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tax reliefs, tax

Some Tax Reliefs Available in the UK That You May Not Know About

The self-assessment tax deadline is quickly approaching and you may be wondering if there is any way to reduce the amount of tax you owe to HMRC. Fortunately, there are several allowances and deductions available that you may be eligible to claim. In this blog, we will explore a few...

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self assessment

Self Assessment Deadlines: What happens if I haven’t registered?

You found out you have to do a self assessment but the deadline to register has passed. What happens when you don’t register for Self Assessment in time? Can HMRC immediately start charging you penalties? If you became self-employed, made sizeable gains on shares or cryptoassets, became an LLP member...

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bank, tax

Are bank incentives increasing your tax bill?

In recent times, you may have heard of incentives to switch your bank account to a new bank provider and receive a cash bonus up to £175 (Dec 2022). Great news, get cash for pretty much nothing, as the new bank provider will switch over all your direct debits for...

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working from home, tax relief

Working from home allowance, can you claim the tax relief?

When the Covid-19 pandemic first struck, government guidelines were introduced encouraging people to work from home where possible. Many people found themselves fashioning new home offices into any spare space they had available. As a result of spending more time at home, household costs inevitably increased, and consequently the government...

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ben crampin


Ben’s been here pretty much since the get-go and, as such, has been instrumental in growing the business into what it is today.
He’s passionate about, in his words, ‘helping people and businesses that are just constantly being taken advantage of’ by providing affordable advice and support with an eye to ‘levelling the playing field’.
Ben looks forward to the day when automation will, once and for all, fumigate the fear and confusion caused by oppressive bureaucracy and strongly believes that ‘technology holds the solutions to the problems we’re trying to solve’.
Furthermore, he can see that technology will, in time, provide the scalability required to help a theoretically limitless number of SMEs survive and thrive against the odds.
Ben doesn’t think much of government agencies and he doesn’t suffer fools; two points that aren’t always mutually exclusive.